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ID
Must start with an English letter and be 6-20 letters or numbers. Must check for ID redundancy
Name
Mobile phone no.
Verification Code
Password
Please input 6-25 digits
Confirm password
Eight digits for DOB
E-mail
Recommendation place code
Please write the branch name that you visited. You cannot change later if you write down a different branch. If you did not visit a branch or you cannot find the branch, please call the customer center.
Membership sign-up agreement
You must agree to the collection and use of personal information, service usage agreement, and personal information handling policies to join membership.
(Mandatory) Consent to collection and use of personal information
Please check and agree to the information provided on the personal information items collected, purpose of collection and use, and the time of possessing and using personal information for customers subscribing to membership to use AXP365 services according to the Act on Promotion of Information and Communications Networks Utilization and Information Protection, Personal Information Protection Act, and other relevant laws.

1. Collection of personal information.
Personal information collected by AXP365 from user at the time of joining membership are as follows.
	1) Personal identification information: Customer name: DOB, contact info, gender, nationality, CI (identification no.), DI, IP address, etc.
	2) Financial information: Bank name, account no., etc.
	3) Optional items: E-mail, address, etc.

Personal information collected from users while using the service are as follows.
	1) Transaction information: Opening information, deposit, transaction history, etc.
	2) Usage information: Connection IP and cookies, service usage records, device info, OS info, etc.
	3) Investor information: Investor information and investor trends, etc. according to investment recommendation rules, etc.

Additional personal information may be collected for service users regarding customer consultation, using individual services of AXP365 tresponse to customer inquiries, and event subscription and prize application procedures.
When collecting additional personal information, we will provide information on personal information collected and purpose of use to users at the time of collecting such personal information to receive consent.

2. Use of personal information
Personal information of customers are used for managing members, providing or improving services, developing new services, etc.
Minimum personal information are collected to provide services through the homepage or other procedures at the time of joining membership or while using services.

	- Member identification and checking intent to subscribe, check identity/age, prevent fraudulent use
	- Provide analyses and services according to demographical features
	- Develop new services, offer various services, handle inquiries or complaints, deliver announcements
	- Prevention and restriction of actions (including stealing accounts and unlawful use, etc.) that can obstruct smooth operation of services
	- Use for marketing and advertisement, etc.
	- Use for statistics on service usage records, connection frequency and service usage, construction of service environment for privacy protection
		provision of customized services, and service improvement

※ Possession and Handling Period of Personal Information
	- The company will possess and use information from the date of giving consent for collection and use until the date of ending (financial) transactions or until the purpose of use stipulated in the agreement is achieved.
	- Even after the purpose of use is achieved, but relevant law requires,
		or when potential for dispute still exists, if necessary for customer interests, or when performing consigned duties as prescribed by law, storage and handling may be extended.

3. Destruction of personal information
The company must safely delete electronic files so that it cannot be recovered or regenerated, tand other records, print-outs and documents must be shredded or incinerated for destruction.
However, information destroyed after storage per internal policies are as follows.
	1) The below information will be stored for a maximum of five years from date of withdrawing membership and then be destroyed.
		- Inquiries and some personal information shall be maintained through encryption for accounts in order to respond to CS inquiries.
		- Unlawful service usage records.
		- Rent contract service usage records according to the Act on the Consumer Protection in Electric Commerce, Etc.

Furthermore, we separately store personal information of members who do not use services for one year according to the ‘personal information expiration period’, tand such separately stored personal information will be destroyed immediately after holding for three years.

Personal information that exceeded the storage  period shall be destroyed within 5 days from the end of the holding period,
or within five days when such personal information is deemed no longer necessary
due to achieving the purpose, closing of corresponding services, end of business, etc. unless there are justifiable reasons not to.
However, personal information in files may be destroyed after checking need for preservation every quarter.

The personal information are the minimum amount needed to provide services, and therefore, you must agree to the terms to use services.

The following shall be in accordance with the standard form for the agreement on the collection and use of personal information.

Please check and agree to the information provided on the personal information items collected, purpose of collection and use, and the time of possessing and using personal information for customers subscribing to membership to use AXP365 services according to the Act on Promotion of Information and Communications Networks Utilization and Information Protection, Personal Information Protection Act, and other relevant laws.

1. Collection of personal information.
Personal information collected by AXP365 from user at the time of joining membership are as follows.
	1) Personal identification information: Customer name: DOB, contact info, gender, nationality, CI (identification no.), DI, IP address, etc.
	2) Financial information: Bank name, account no., etc.
	3) Optional items: E-mail, address, etc.

Personal information collected from users while using the service are as follows.
	1) Transaction information: Opening information, deposit, transaction history, etc.
	2) Usage information: Connection IP and cookies, service usage records, device info, OS info, etc.
	3) Investor information: Investor information and investor trends, etc. according to investment recommendation rules, etc.

Additional personal information may be collected for service users regarding customer consultation, using individual services of AXP365 response to customer inquiries, and event subscription and prize application procedures.
When collecting additional personal information, we will provide information on personal information collected and purpose of use to users at the time of collecting such personal information to receive consent.

2. Use of personal information
Personal information of customers are used for managing members, providing or improving services, developing new services, etc.
Minimum personal information are collected to provide services through the homepage or other procedures at the time of joining membership or while using services.

	- Member identification and checking intent to subscribe, check identity/age, prevent fraudulent use
	- Provide analyses and services according to demographical features
	- Develop new services, offer various services, handle inquiries or complaints, deliver announcements
	- Prevention and restriction of actions (including stealing accounts and unlawful use, etc.) that can obstruct smooth operation of services
	- Use for marketing and advertisement, etc.
	- Use for statistics on service usage records, connection frequency and service usage, construction of service environment for privacy protection
		provision of customized services, and service improvement

※ Possession and Handling Period of Personal Information
	- The company will possess and use information from the date of giving consent for collection and use until the date of ending (financial) transactions or until the purpose of use stipulated in the agreement is achieved.
	- Even after the purpose of use is achieved, but relevant law requires,
		or when potential for dispute still exists, if necessary for customer interests, or when performing consigned duties as prescribed by law, storage and handling may be extended.

3. Destruction of personal information
The company must safely delete electronic files so that it cannot be recovered or regenerated, and other records, print-outs and documents must be shredded or incinerated for destruction.
However, information destroyed after storage per internal policies are as follows.
	1) The below information will be stored for a maximum of five years from date of withdrawing membership and then be destroyed.
		- Inquiries and some personal information shall be maintained through encryption for accounts in order to respond to CS inquiries.
		- Unlawful service usage records.
		- Rent contract service usage records according to the Act on the Consumer Protection in Electric Commerce, Etc.

Furthermore, we separately store personal information of members who do not use services for one year according to the ‘personal information expiration period’, and such separately stored personal information will be destroyed immediately after holding for three years.

Personal information that exceeded the storage  period shall be destroyed within 5 days from the end of the holding period, or within five days when such personal information is deemed no longer necessary due to achieving the purpose, closing of corresponding services, end of business, etc. unless there are justifiable reasons not to.
However, personal information in files may be destroyed after checking need for preservation every quarter.

The personal information are the minimum amount needed to provide services, and therefore, you must agree to the terms to use services.

The following shall be in accordance with the standard form for the agreement on the collection and use of personal information.
                    
(Mandatory) Service usage agreement
AXP365 is a corporation that rents deposit money without 10,000 USD deposit for fx margin trading to allow making investments with small seed money,
and joining membership and using services for the purpose of ‘speculation, gambling, etc.’ are strictly prohibited and such members shall be immediately revoked of membership.

Chapter 1 General Rules

Article 1 (Purpose) The purpose of this agreement is to prescribe the rights, responsibilities, duties and other necessary matters between the company and member on the use of fx margin trading and its accompanying services (hereinafter called service) provided online by AXP365 (hereinafter called company).

Article 2 (Definition of Terms)
	① The terms used in this agreement are as follows.
	1. “Company” refers to the business that offers services online.
	2. “Member” refers to a person who agreed to this agreement and received qualification to use services.
	3. “Service” refers to fx margin trading and its accompanying services provided online by company to members.
	4. “Account (ID)” refers to a combination of letters, numbers and/or special characters selected by members and approved by company for member identification and service usage.
	5. “Account Information” is the collective term for created information including general information provided by member to company such as member account, password, name, etc. and usage information, fee payment status, etc.
	6. “Password” refers to a combination of letters, numbers and/or special characters for confirming that the member is the member with the given account and set and managed confidentially by the member to protect his/her membership information and rights.


Article 3 (Provision of Member Information, Etc.) Company shall post the following matters on its homepage (https://axp365.info) to provide easy access to members. However, personal information handling policies and usage agreement shall be made available by the member accessing the connection screen.
	1. Business name and name of CEO
	2. Business address (including address where member complaints can be processed) and e-mail address
	3. Phone no., fax no.
	4. Business registration no., Mail-order business registration no.
	5. Personal information handling policies
	6. Service usage agreement

Article 4 (Specification and Revision of Agreement)
	① Company shall post the contents of this agreement on the service homepage announcements (https://axp365.info) for members to see or notify members using methods such as providing linked screens.
	② Company shall take actions for questions and answers regarding the contents of this agreement between members and company.
	③ Company shall draft the contents of the agreement so that persons intending to use services (hereinafter called user) can easily understand its contents. Also, important contents such as withdrawal of subscription, refund of overpayment or erroneous payment, termination/cancellation of contract, exemption clauses of company, compensation for damages for members, etc. shall be made more visible using bold fonts, etc. before members agree to the terms of use, or provide separate linked screens or pop-ups to obtain consent of users.
	④ Company may revise the terms of this agreement within a scope that does not violate relevant laws such as the ‘Act on the Consumer Protection in Electronic Commerce, Etc.’, ‘Act on the Regulation of Terms and Conditions’, and ‘Act on Promotion of Information and Communications Network Utilization and Information Protection, Etc.’.
	⑤ When revising the usage agreement, company must indicate the date of application, contents of revision and reason for revision, etc. and shall notify it at least seven days prior to the date of application (30 days for important changes or that may be disadvantageous for members) until a significant period of time past the date of application in the initial screen or the link screen of the initial screen.
	⑥ In the event that the member does not agree to the application of the revised agreements, company or member may terminate the service usage agreement.

Article 5 (Rules Aside from Usage Agreement) Matters not prescribed in this agreement and interpretation of this agreement shall be in accordance with relevant laws such as the  ‘Act on the Consumer Protection in Electronic Commerce, Etc.’, ‘Act on the Regulation of Terms and Conditions’, and ‘Act on Promotion of Information and Communications Network Utilization and Information Protection, Etc.’.

Article 6 (Operation Policies)
	① In order to prescribe necessary matters to apply this agreement or to protect the rights and interests of members, company may designate matters consigned by setting detailed scopes in the agreement as service operation policies (hereinafter called operation policy).
	② Company must post the contents of the operation policy on the service homepage or using other methods such as providing linked screens to notify members.
	③ In the case of revisions to the operation policies having same effect as changing the contents of the usage agreement or that may result in major changes in the rights and duties of members, it shall be in accordance to the procedures set forth in Article 4. However, when revision of operation policies correspond to any of the following, it shall be notified in advanced using the method stated in Paragraph 2.
		1. When revising matters consigned by designating detailed scope in the agreement
		2. When revising matters unrelated to the rights and responsibilities of members
		3. When the contents of the operation policy is not fundamentally different with contents prescribed in the usage agreement and when revising operation policies within a scope that can be predicted by members

Chapter 2 Entering Usage Agreement

Article 7 (Usage Application and Method)
	① Persons intending to use services provided by company must apply for use by drafting usage application provided by company in its service homepage (https://axp365.info).
	② User must provide general information required by company when applying for use.
	③ User must provide his/her real name and factual information when applying for use explained in Paragraph 1. When providing name or identification information falsely or when stealing the name of another person, rights of members pursuant to this agreement cannot be claimed and company may cancel or terminate the usage agreement without providing refunds.
	④ Youths (Persons under the age of 18 and including students enrolled in high schools pursuant to Article 2 of the ‘Elementary and Secondary Education Act’) will not be approved for use even if applying for use.

Article 8 (Approval and Restriction of Usage Application)
	① In the event that the user provides real name and factual information correctly regarding information requested by company, the company shall approve the usage application unless there are significant reasons not to.
	② Company may not approve usage application when falling under any of the following.
		1. When applying for use in violation of Article 7
		2. When fees are not paid or were erroneously paid and cannot be confirmed
		3. When applied for by youths (youths as prescribed in Article 7 Paragraph 4)
		4. When a user with records for restricted use in the past 3 months applies for use
		5. When using or stealing credit cards, wired/wireless phone, bank account, etc. of third persons to pay for service usage fees
		6. When using services in countries outside of the Republic of Korea for which no decisions on providing services by company, and where it is necessary to limit provision of services regarding services for members connecting from certain countries or for contracts entered by company with foreign service companies
		7. When applying for use with the goal of engaging in illegal actions prohibited by the ‘Act on Promotion of Information and Communications Network Utilization and Information Protection, Etc.’ or other relevant laws
		8. Reasons in accordance with subparagraphs 1 to 7 judged to be inappropriate to give approval
	③ When falling under any of the following, company may suspend approval until such reason is resolved..
		1. When the company equipment is insufficient or when there are technical difficulties
		2. When there are technical issues regarding services or service usage fee payment methods
		3. Other reasons corresponding to the above in which approval of usage application is difficult

Article 9 (Member Account (ID) and Password)
	① Company shall grant an account made by a combination of letters, numbers and/or special characters selected by members for the convenience of member’s information protection and service information, etc.
	② Company shall perform general member management work such as allowing service usage by members through the account information.
	③ Member must manage his/her account information based on fiduciary duty. All damages incurred due to member managing personal information poorly or by allowing use by a third party shall be the sole responsibility of the member.
	④ Member is responsible for managing password and password may be changed at any time by the member for security purposes, etc.
	⑤ Member must change password regularly.

Article 10 (Provision and Change of Member Information)
	① In the event that the member must provide information to company based on this agreement, genuine information must be provided, and member shall not be protected against any disadvantage that may occur due to providing false information.
	② Member may view and edit personal information at any time through the personal information management screen. However, real name and account (ID) needed for service management cannot be edited.
	③ In the event that information provided while signing up for membership has changed, it must be edited online or such changes must be notified to company through other means.
	④ Company shall not be responsible for any disadvantages that occur due to failure of notifying changes in Paragraph 2 to company.

Article 11 (Protection and Management of Personal Information)
	① Company shall strive to protect the personal information of members including account information as prescribed by relevant laws. Relevant laws and the personal information handling policies announced separately by company shall be applied for the protection and use of personal information of members.
	② Company’s personal information handling policy does not apply to services provided by third parties that are linked to the homepage or service website excluding individual services provided as part of services.
	③ Company shall not be held responsible for any and all information including member account information exposed due to reasons attributable to company.

Chapter 3 Duties of Contracting Party

Article 12 (Duties of Company)
	① Company shall comply with relevant laws and shall diligently and faithfully exercise rights and execute duties as prescribed in this agreement.
	② Company must have a security system to protect personal information (including credit information) and announce and comply with personal information handling policies so that members may use services safely. Except when prescribed by this agreement or personal information handling policies, company must not reveal or provide the personal information of members to third parties.
	③ In order to provide continuous and stable services, if there are malfunctions to equipment or data, etc. are lost while making improvements to services, company shall do its best to repair or restore services immediately except in inevitable situations such as natural disasters, states of emergency, or for defects and malfunctions that cannot be resolved with current technologies.

Article 13 (Duties of Member)
	① Member must not engage in the following behavior.
	1. Entering false information at the time of application or changes
	2. Unlawful use of the information of others
	3. Impersonation of company employees, administrator, or other persons
	4. Changing information posted by company
	5. Transmission or posting of information prohibited by company (computer programs, etc.)
	6. Act of producing, distributing, using or advertising computer programs, machines or devices not provided or authorized by company
	7. Violation of intellectual properties such as copyrights of company or other third persons
	8. Act of damaging the reputation or interfering with the operations of company or other third persons


Chapter 4 Service Usage

Article 14 (Change of Services or Content Editions)
	① Members may use services offered by company according to rules set by this agreement, operation policies or rules set by company.
	② When necessary, company may edit (patch) services as needed for operations and technologies, and when editing (patching) services, it shall be notified through the website after making changes.

Article 15 (Provision and Suspension, Etc. of Services)
	① Services shall be provided for a given period according to the company’s operation policies. Company shall inform service provision hours using appropriate methods in its service homepage (https://axp365.info).
	② Notwithstanding Paragraph 1, service may not be provided for a certain amount of time when falling under any of the following, and company shall not bear the responsibility to provide services during this time.
		1. When necessary for maintenance, replacement, regular inspection or service edition of information communication equipment including computers
		2. When necessary to respond to digital infiltration such as hacking, communication accidents, abnormal usage by members, or other unexpected service instabilities
		3. When provision of services is prohibited at specific hours or methods as prescribed by law
		4. When normal services cannot be provided due to reasons such as national disasters, states of emergency, black-outs, service equipment malfunctions, or excessively high service usage traffic
		5. When there are major business needs of company such as company division, merger, transfer of business, discontinuing of business, weak profitability of services, etc.
	③ In the case of Paragraph 2 Subparagraph 2, company may temporarily suspend services without giving prior notification. In such case, company may notify such fact ex post facto on its service homepage (https://axp365.info).
	④ Company shall not be responsible for any and all damages that occur to users regarding use of services provided by company.

Article 16 (Deposit/Withdrawal Method)
	① Members who applied for deposit must make payments according to methods provided by company. Members who applied using the method of depositing without a bankbook must make the deposit of the corresponding amount within one hour of application, and if deposit is not made within one hour, it shall be deemed that such application has been withdrawn.
	② Withdrawals shall be made at the withdrawal hours prescribed by company to the bank account registered at the time of joining membership.
	③ In the event that an amount higher (increased deposit) than the amount deposited by member is charged, company can directly deduct the amount from the member account. In the event that the above procedure is intentionally repeated or abused by member, the corresponding member’s account may be closed or use may be suspended, and such action may be charged as criminal or civil cases.

Article 17 (Used Products)
	① The payment method for using services can be made through methods prescribed in advance by company.
	② Regarding use of services, when applying to use services selected by member, the following must be observed.
		1. Company’s ‘profit-loss distribution contract’ application is valid only when based on proper profit and economic knowledge, and company authorizes the said agreement only when member applies for ‘profit-loss distribution contract’ when agreeing to this. Company prohibits members from engaging in actions of betting their properties to gain or lose property based on luck. Customers who subscribed as members of company shall, when applying for ‘profit-loss distribution contract’, become familiarized with the company’s usage agreement based on the Commercial Act and members must apply for ‘profit-loss distribution contract’ based on company’s website after becoming knowledgeable in AUD value fluctuation economy compared to pound among GBP and AUD through the real account opening query chart of the futures company.
		2. In the event that a member judges that profit-loss distribution services are economically uncertain for products generated by company, member shall be responsible to make the judgment for withdrawing membership.
		3. Unless unlawful trading methods contradicting the pledged trading method is used or if results for investments are not changed, members may not file criminal or civil lawsuits against company.
		4. Responsibility for reasons other than Paragraph 3 shall be borne by member and all damages resulting from legal issues shall be the responsibility of members.
		5. In the event that deposit is not deducted despite member ordering services, company can directly deduct the amount from the member account or delete the additional order. In the event that the above procedure is intentionally repeated or abused by member, the corresponding member’s account may be closed or use may be suspended, and such action may be charged as criminal or civil cases.
		6. In the event that fail is processed erroneously as success due to program errors and amounts are provided to member, company may correct the error and deduct the corresponding amount from the member account.
		7. In the event that success is processed erroneously as fail due to program errors and amounts are not provided to member, company may correct the error and add the corresponding amount to the member account.
		8. In the event that nullification is processed erroneously as success or fail due to program errors and amounts are or are not provided to member, company may correct the error and deduct or add the corresponding amount to the member account.
		9. Trading is possible from 09:00 to 04:00 on the following day. If an order placed before 05:00 does not reach success standards before 05:00, it shall be treated as null and void.
		10. Trading may not be allowed according to the deadline of each investment case.
		11. Success standards are handled according to the initially achieved position at 1, 2, 3 and 5 minutes.
		12. Volume can be individually managed when Article 22 of the agreement is suspected, and members may not raise objections against this.
		13. In order to provide fair investment conditions for members, a certain investor monopolizing volume can be restricted.

Article 18 (Reversion of Copyrights, Etc.)
	① Copyrights and other intellectual property rights for contents produced by company in the service are the possession of company.
	② Members may not use or provide to third parties for profit-seeking purposes through reproduction, transmission, publication, distribution, broadcasting, or any other method without prior approval of company or other providing company information for which intellectual property rights are reserved by company or other providing company among information obtained by using services provided by company.

Chapter 5 Withdrawal of Subscription, Termination/Cancellation of Contract, and Restriction of Use

Article 19 (Termination/Cancellation of Membership)
	① Members may terminate service usage contract (hereinafter called ‘membership withdrawal’). In the event that the member requests membership withdrawal, company may verify identity of member and once the member’s identity is confirmed, actions shall be taken according to member’s request.
	② In the event that member wishes to withdraw membership, membership can be withdrawn through the membership withdrawal procedures within through the customer center or service.

Article 20 (Termination or Cancellation by Company)
	① In the event that the member violates duties of members as prescribed in this agreement, company may terminate contract after notifying member of such violation. However, in the event that member causes damages to company due to violation of laws or by intention or gross negligence, usage contract may be terminated without prior notification.
	② In the event that company terminates usage contract, the following shall be notified to member through writing, e-mail or other corresponding methods to member.
		1. Reason for termination
		2. Date of termination
	③ In the case of Subparagraph 1, member shall lose rights to use services and may not request refunds or claim compensation for damages due to this.

Article 21 (Restriction of Service Usage for Members)
	① Company may restrict use of services for members as follows. The detailed violations of members for grounds to restrict use of services shall be determined in the operation policies according to Article 21.
		1. Restriction of member usage: Restrict of use of services for members for specified periods or permanently
	② In the event that the restriction of use for members is justifiable, members shall not be compensated for damages incurred by the restriction of usage.

	Article 22 (Restriction of Usage as Temporary Measures)
	① Company can suspend accounts until completing investigations on issues corresponding to the following.
		1. When a proper report is filed stating that the account was hacked or stolen
		2. When it can be reasonably suspected that the user has engaged in violations such as using illegal programs, work areas, etc.
		3. When otherwise necessary to temporarily suspend account for reasons corresponding to the above

	Article 23 (Reasons and Procedures for Restriction of Use)
	① Company shall determine detailed reasons and procedures as operation policies for restricting use considering the general situation such as content, severity, frequency, results, etc. of the violation.
	② When imposing restriction of use prescribed by company, the following shall be notified to members by writing, e-mail or the service homepage (https://axp365.info).
		1. Reason for restricting usage
		2. Type of usage restriction
		3. How to raise objections on usage restrictions

	Article 24 (Procedures for Raising Objections on Usage Restrictions)
	① In the event that member objects to the company’s restriction for use, the reason for objecting to the company’s usage restriction must be submitted in writing, e-mail or other corresponding methods within 15 days of receiving notification of such measure.
	② Upon receiving objection stated in Paragraph 1, company shall respond to the member’s reason for objection in writing, e-mail or corresponding method within 15 days of reception. However, if an answer cannot be provided within 15 days, the reason and handling schedule shall be notified to member.
	③ Company shall take appropriate measures according to the contents of the above response.

	Chapter 6 Compensation for Damages, Refunds, Etc.

	Article 25 (Compensation for Damages)
	① In the event that the company causes damages to members intentionally or by gross negligence, company shall be responsible to compensate for such damages.
	② In the event that member causes damages to company by violating this agreement, member shall be responsible to compensate for such damages to company.

	Article 26 (Exemption Clause for Company) ① Company shall be exempted from responsibilities in the event that services cannot be provided due to war, natural disasters, state of emergency, technical defects that cannot be resolved with current technology, or other forces majeure.
	② Company shall be exempted from responsibility for suspension of services, usage problems, or termination of contract for reasons attributable to member.
	③ In the event that members incur damages because a key telecommunications business operator suspends electric communication services or fails to provide it normally, company shall be exempted from responsibility unless there is intention or gross negligence on part of company.
	④ In the event that services are stropped or malfunctions occur due to unavoidable reasons such as repair, replacement, maintenance or construction of equipment used for services announced in advance, company shall be exempted from responsibility unless there was intention or gross negligence on part of company.
	⑤ Company shall be exempted from responsibilities that occur due to general issues resulting from member’s computer environment or due to the network environment as long as there is no intention or gross negligence by company.
	⑥ Company shall be exempted from responsibility unless it has the fault of intention or gross negligence regarding reliability and accuracy of posts, transmitted information, data or facts posted or transmitted by member or third parties in the service or website.
	⑦ Company does not have the responsibility to intervene in disputes that occur between members or between member and a third party using the service as a medium, and company also is not liable to compensate for such damages.
	⑧ Company shall not be responsible for members not obtaining expected effects or for losses by using services, and unless there is intentional fault or gross negligence on part of company, company shall be exempted from responsibilities for damages resulting from selecting to adopt or reject services or by using services.

	Article 27 (Notification to Members)
	① When company notifies members, notifications shall be send to the e-mail address, electronic memo, etc. designated by member.
	② When making notifications to all members, company may substitute notification of Paragraph 1 by posting the notification on the initial screen or by using pop-ups in the company’s website for at least seven days.

	Article 28 (Jurisdiction and Governing Laws) This agreement is ruled and interpreted according to the laws of the Republic of Korea and when lawsuits are filed due to disputes that occur between company and member, the court of jurisdiction shall be that in accordance to procedures determined by law.

	Article 29 (Transfer Income Tax) When applying according to Article 94 Paragraph 1 Subparagraph 5 of the Transfer Income Tax, if annually profits exceed 2.5 million KRW, income tax must be reported and the duty for paying taxes shall be borne by member.
                    
(Mandatory) Personal information handling policy
Purpose: Self-verification, identification
Item: ID, password, name, DOB
Holding period: Until withdrawal of membership

Purpose: Use in notifications for using customer services, customer response services (CS), etc.
Item: Contact (e-mail, mobile)
Holding period: Until withdrawal of membership
                        
(Optional) Mailing service
(Optional) Receive text messages
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